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Home-Field Advantage | Week 4 | Bill Bush · Rewind

Rock Point Church

Pastor Bill Bush · Oct 24, 2021 · 79 min watch · 2 min read

Home-Field Advantage | Week 4 | Bill Bush

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In this message

Big Idea
Key points
Application

Scripture in this message

Matthew 6
Matthew 6:19
Matthew 6:24
Ecclesiastes 3:11
Ecclesiastes 5:10
Luke 12:15

Big Idea Key points Application

Big Idea

Seek life over lifestyle — stop trying to fulfill eternal longings with temporary things, and trust God with your money first.

The real problem with money is not an income problem but a heart problem: we confuse lifestyle with life and try to satisfy eternal longings — for satisfaction, significance, and security — with temporary things. Jesus warns that no one can serve both God and money, and Solomon's life proves that no amount of wealth ever fills the void. The solution is to reorder our priorities — give back to God first, save for the future, plan spending, keep records, and then enjoy what we have — because where we put our treasure is where our heart will follow.

Key points

1
1Money is our number one replacement for God; we try to fulfill eternal longings with temporary things.
2
2You cannot serve two masters — pursuing money as your source of satisfaction, significance, and security is slavery, not freedom.
3
3Those who love money will never have enough; wealth does not bring true happiness or lasting significance.
4
4Give back to God first — with the best and first portion — as an act of faith, protection, and blessing.
5
5Save for the future; the wise accumulate rather than spend everything they receive.
6
6Plan your spending and keep good records — know what you own, what you owe, what you earn, and where it goes.
7
7Seek God's kingdom first, and then you can enjoy what you have — guilt free and debt free — as a gift, not an expectation.

wherever your treasure is, there the desires of your heart will also be

Illustration

Survey across all income levels showing everyone wants the same '$1,000–$1,500 more per month' regardless of what they already earn

Illustration

Howard Hughes quote: when asked how much is enough, he answered 'just a little bit more'

Application

Pastor Bill calls everyone to honestly ask: 'Do I have money, or does money have me?' The path forward is to reorder your finances the way God designed — give to Him first (starting with a percentage, off the top), then save, then plan your spending, keep records, and only then enjoy what you have. If you are currently living beyond your means, start with baby steps toward that order rather than waiting until it 'makes sense.' The act of giving first is not just financial obedience; it is the very mechanism God uses to realign your heart, battle greed, and open you to trust Him more fully — in your finances, your marriage, and every other area of life where He may be calling you to step out in faith.

Take it into your week

Made by Rewind AI from the sermon transcript. Always trust the sermon itself over anything here. How Rewind uses AI

Scripture in this message

From the transcript
“we're gonna start and end in Matthew chapter six. I'm gonna read part of this story that Jesus is teaching. I'm gonna come back to the end”
From the transcript
“So here he says this, starting in verse 19 of chapter six, he says, don't store up treasures here on earth where moths eat them and rust destroys them”
From the transcript
“Verse 24, no one can serve two masters for you will hate one and love the other. You'll be devoted to one and despise the other”
From the transcript
“But in chapter three verse 11, he kind of explained what the problem was. He says, God planted eternity in the hearts of men”
From the transcript
“look, satisfaction. Ecclesiastes five ten, here's what Solomon says. Those who love money will never have enough. You'll never have enough. How meaningless to think that wealth brings true happiness”
From the transcript
“But in Luke twelve fifteen, it says this. Then he said, beware, guard against every kind of greed. Life is not measured by how much you own”
From the transcript
“Jesus, go read this on your own. In Luke 12 in in in the same passage that we just read out of, that's in the context of a parable where a guy became wealthier”
From the transcript
“Continue on past chapter five past verse 10 and let's read verse 11 through 17. He says this, the more you have, the more people come to help you spend it”
From the transcript
“Proverbs three nine and ten says this, honor the Lord with your wealth and with the leftovers of everything you produce”
From the transcript
“Look what this verse in Proverbs says here. Proverbs twenty one twenty, The wise have wealth and luxury, but fools spend whatever they get”
From the transcript
“Proverbs twenty one five says this, good planning and hard work lead to prosperity, but hasty shortcuts lead to poverty”
From the transcript
“Look what it says in Proverbs 27, 23, and 24. It says, know the state of your flocks and put your heart into caring for your herds. For riches don't last forever”
From the transcript
“Ecclesiastes six nine puts it this way, enjoy what you have rather than desiring what you don't have. Just dreaming about nice things is meaningless, like chasing the wind”
From the transcript
“But then in chapter five nineteen it says, and it's a good thing to receive wealth from God and good health to enjoy it. That's not prosperity”
From the transcript
“Let's go back to Matthew six. Bottom line answer then is what what he says. We're gonna Matthew six, jump to verse 31. He says, so don't worry about these things”
From the transcript
“things transpired that opened doors to be able to support my family because he said, seek ye first the kingdom of God and all these things will be added to God”

Made by Rewind AI from the sermon transcript. Always trust the sermon itself over anything here. How Rewind uses AI

7-day devotional

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Jesus does not say it is difficult to serve two masters — He says it is impossible. That is a striking word. Not hard. Not inadvisable. Impossible. Pastor Bill pointed out that money has a way of quietly positioning itself as our source of satisfaction, significance, and security — the very things only God was designed to provide. And when that happens, we are not free people who happen to have money; we are people money has. Most of us would never say out loud that money is our master. But our calendars, our anxieties, our daydreams, and our decisions often tell a different story. The question Pastor Bill put to everyone is worth sitting with today: 'Do I have money, or does money have me?' That is not a question meant to produce shame. It is an invitation to honest self-examination — the kind that leads somewhere good. Jesus is not against you having resources. He is for you being free. And freedom starts with naming the thing that might be quietly running the show. Today is simply about honesty — noticing where your mind goes when you feel unsettled, where you look when you need reassurance, and whether money shows up in those places more than God does.

For reflection

When you feel anxious or insecure, what is the first place your mind goes for relief — and what does that tell you about who or what is functioning as your master right now?

Pray

Pray for honest eyes to see where money may be functioning as a master in your daily decisions and thought patterns.

Pastor Bill put his finger on something important: God has set eternity in the human heart. That means you were made with longings that no temporary thing can satisfy — not a bigger paycheck, not a newer car, not a paid-off mortgage. Those longings are not a malfunction; they are a signpost. They point to the fact that you were made for something — Someone — far beyond what this world can offer. The problem is not that we want satisfaction, significance, and security. Those are deep and legitimate human needs. The problem is that we keep trying to fill eternal-shaped holes with temporary-shaped things. Solomon had more wealth than anyone in history, and the book of Ecclesiastes is largely his honest record of how profoundly it all failed to fill him. He did not lack resources; he lacked the right source. When you notice that restless feeling — the sense that enough is never quite enough — try to resist the reflex to reach for more and instead get curious about what that longing is actually pointing toward. It is not a problem to be solved by a larger bank balance. It is a hunger that was always meant to lead you back to God.

For reflection

Where do you feel that restless 'not enough' feeling most often in your life right now, and what have you been reaching for to quiet it?

Pray

Pray for awareness of the eternal longings God placed in you, and ask Him to meet you in the places where temporary things have fallen short.

Solomon writes it plainly: those who love money will never have enough. Not 'rarely' — never. Pastor Bill used Solomon's life as the proof text here, and it is a compelling one. If anyone could have tested the theory that wealth brings lasting happiness, it was Solomon. He had the wealth, the wisdom, and the freedom to pursue anything. His conclusion, drawn from personal experience, was that accumulation does not produce contentment — it produces appetite. The more you have, the more you want. This is not just an ancient observation; it matches what most people discover somewhere along the way. A raise arrives, the relief lasts a few months, and then the new number becomes the new normal and the longing returns. This cycle is not a personal failure — it is what Jesus and Solomon both warned us about. The love of money is not really about money at all; it is about where we are trying to locate our sense of significance and security. Recognizing the cycle is not defeat; it is clarity. And clarity is where genuine change begins. You cannot reorder something you have not honestly assessed. Today, notice the difference between enjoying what you have and quietly believing that just a little more would finally be enough.

For reflection

Can you think of a time when getting something you wanted financially brought only temporary relief? What did that experience reveal about where you were looking for security?

Pray

Pray for contentment that goes deeper than your current financial circumstances, and ask God to loosen the grip that 'more' can have on your imagination.

Pastor Bill described giving back to God first — off the top, with the best portion — not primarily as a financial strategy but as an act of faith that physically reorders your heart. That framing matters. It is easy to hear 'give first' as another item on a to-do list, another obligation to manage. But the point is deeper than that. When you give before you pay yourself, before you cover the bills, before you see what is left over, you are making a tangible declaration about who actually owns what you have — and who you are trusting to provide for what comes next. Proverbs 3:9-10 frames this as honoring God with the first portion of your income. The word 'honor' is significant. You honor what you value. You honor what you believe is worthy. Starting with giving is a weekly or monthly practice of putting your conviction into physical form. Pastor Bill was also clear that this does not have to be all-or-nothing from day one. If you are not currently giving, start with a percentage — any percentage — and begin. The heart follows the treasure. That is not a motivational slogan; it is something Jesus said, and Pastor Bill built this whole application on it. The first step is the act, however small, of putting God first in a way you can actually see in your bank account.

For reflection

What would it look like practically for you to give to God first this week — even if it is a small starting percentage — and what fear or hesitation comes up when you consider it?

Pray

Pray for the faith to take a concrete first step in giving, and ask God to use that step to begin reordering your heart, not just your finances.

Proverbs 21:20 draws a clear contrast: the wise store up choice food and oil, but fools gulp theirs down. Pastor Bill applied this directly — after giving, the next priority is saving. Not saving instead of giving, and not saving as hoarding or distrust, but saving as faithful stewardship of what God has entrusted to you. There is a difference between anxious saving — stockpiling out of fear — and wise saving, which is simply the discipline of not spending everything you receive. One is driven by distrust; the other is an act of responsibility and care for your future self and the people who depend on you. This is not a call to radical frugality or to stop enjoying life. It is a call to the simple, unglamorous discipline of living on less than you make and setting something aside. Many people never start because they feel they need to save a significant amount before it counts. But the Proverb does not specify how much — it simply contrasts the person who accumulates with the person who consumes everything immediately. Even a small, consistent habit of saving is a form of wisdom. If you are in a season where this feels impossible, that itself is important information — and a good reason to look honestly at the spending side of the equation.

For reflection

Is there a regular saving habit in your life right now? If not, what is one small, specific change you could make this month to begin moving in that direction?

Pray

Pray for wisdom and discipline around saving, and ask God to help you distinguish between anxious hoarding and faithful, forward-looking stewardship.

Pastor Bill cited Proverbs 27:23-24 in the context of knowing your financial situation clearly — what you own, what you owe, what you earn, and where it goes. The image in the original text is a shepherd who knows the condition of his flocks. A shepherd who does not know whether his sheep are healthy, how many he has, or where they are is not a shepherd at all. The same is true in our finances. Many people carry low-level anxiety about money not because they are necessarily in a dire situation, but because they genuinely do not know. Avoiding the numbers does not make them better — it just adds uncertainty to whatever the actual situation is. Planning your spending and keeping records is not about being controlled or joyless; it is about being clear. And clarity is a gift. When you know what is actually happening, you can make real decisions rather than just reacting to whatever the month throws at you. Pastor Bill framed this as part of the practical path: give first, save, then plan your spending and keep records. If you have been avoiding looking at the numbers, today might be the day to simply open the accounts and look — not to fix everything at once, but to know. Knowing is where the path forward begins.

For reflection

On a scale of honest reflection, how well do you actually know your financial picture right now — and what is one step you could take this week to get clearer?

Pray

Pray for the courage to look honestly at your financial situation, and ask God for clarity and calm as you take stock of what He has entrusted to you.

Pastor Bill closed the sermon where Jesus closes this passage: seek God's kingdom first, and everything else finds its proper place. All week we have been sitting with the individual pieces — the heart problem behind our relationship with money, the eternal longings we try to fill with temporary things, and the practical steps of giving, saving, planning, and knowing. Today is a day to hold the whole picture. Matthew 6:19-34 is not a lecture about financial planning — it is a passage about where your heart lives and who you trust. Jesus connects our treasure, our eyes, our masters, and our worry all in one sustained argument. The reason giving first matters is that it relocates your heart. The reason saving wisely matters is that it reflects trust in a God-designed order. The reason planning and record-keeping matter is that they are acts of stewardship, not control. And the reason you can eventually enjoy what you have — guilt free, debt free — is that enjoyment was always meant to be downstream of surrender, not upstream of it. The path forward is not about getting your finances perfect before you trust God. It is about beginning to reorder your priorities now, in whatever season you are in, and letting God work in your heart as you take those steps.

For reflection

Looking back over this week, what is the one thing that surfaced most honestly about your relationship with money — and what is one step you feel God is inviting you to take in response?

Pray

Pray over the whole passage — your treasure, your heart, your worries, and your trust — and ask God to make His kingdom genuinely first in your finances and your life.

Made by Rewind AI from the sermon transcript. Always trust the sermon itself over anything here. How Rewind uses AI

Small-group discussion guide

For leading a group conversation about this message.

Open

Money is something almost everyone thinks about — but Pastor Bill's message pushes us past the bank account and right to the heart. As you settle in, consider this question together: what are the things people typically look to money to provide?

Discussion questions

1
In Ecclesiastes 3:11, Solomon says God has placed eternity in the human heart. Pastor Bill suggested that this longing is real — and that money becomes our most common attempt to fill it. What do you think he meant by that, and what are some of the eternal longings he said we try to satisfy with temporary things?
2
In Matthew 6:24, Jesus says no one can serve two masters — that a person will love one and hate the other. What do you think Jesus means by the word 'serve' here, and what does it look like when money moves from a tool into something more like a master?
3
Solomon had more wealth than almost anyone in history, and yet Ecclesiastes 5:10 records him saying that those who love money will never have enough. What do you think his life is meant to teach us about the relationship between wealth and lasting satisfaction?
4
Proverbs 3:9-10 calls us to honor God with the first and best portion of what we have. Pastor Bill described giving first not just as financial obedience but as a mechanism God uses to reorder the heart. What's the difference between those two ways of thinking about it — and why might the order matter?
5
Pastor Bill laid out a sequence: give first, then save, then plan spending, keep records, and only then enjoy what you have. He also said that for people living beyond their means right now, the invitation is baby steps — not waiting until it 'makes sense.' How might that kind of ordered approach change the way a household or a community thinks about money over time?
6
Matthew 6:31-33 promises that when we seek God's kingdom first, the things we need will be added. Pastor Bill ended with the question: 'Do I have money, or does money have me?' What would it look like — practically, day to day — for a person to move in the direction of that first kind of relationship with money rather than the second?

Pray together

Asking God to show us where our hearts have followed our treasure — and for the courage and trust to reorder our priorities around Him

Made by Rewind AI from the sermon transcript. Always trust the sermon itself over anything here. How Rewind uses AI

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Home-Field Advantage

Week 4 · 5 messages

Where these passages are preached

Matthew 6 Ecclesiastes 3 Ecclesiastes 5 Luke 12

Explore related topics

Financial Wisdom Generosity to God Heart Transformation Money and Greed Priorities and Treasures

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